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Authors:
Totok Mulyono, Angga Debby Frayudha, Hamzah Agung, Riza Adya, Evy Nur Amalina, Ida Fitriana, Indonesia
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Abstract:
Background - Based on a scientific review of influential
guidelines among 402 papers published between 2014 and 2023, this paper
identifies gaps in Economics and Finance studies related to Fin Tech programs:
Crowdfunding and Blockchain by using Systematic Mapping Study (SMS).
Purpose - The purpose of
this study is to find out the topic of Financial Technology and the development
of FinTech.
Research Methodology - This research Analyzing the statistics shows that: modern studies on
Fin Tech are fragmented with a restrained theoretical foundation.
Findings - The results of
this study show that Crowdfunding and Blockchain may appear to be improvements
that can disrupt conventional economic intermediation but in different ways,
the crowdfunding system replaces conventional economic intermediaries and
serves as a new intermediary, without eliminating the desire for
intermediaries, like crowdfunding, Blockchain also creates new intermediaries,
and deals with the details inherent in Blockchain allowing Blockchain to
eliminate the need for intermediaries in some areas of the economy but now not
all.
Managerial Implications - This research can provide insight into the latest
trends and influence of Fintech, Crowdfunding, and Blockchain developments on
the industry. This can help the industry in developing more relevant and
efficient products and services.
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