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ISSN : 2456-3676

Title:
THE EFFECTS OF CREDIT CONTROL PROCESSING ON THE EFFECTIVENESS OF CREDIT RISK MANAGEMENT: THE CASE OF BRANCHES AT AGRIBANK IN HANOI, VIETNAM

Authors:
Pham Thi Tuyet, Vietnam

Abstract:
The study focused on analyzing the effects of credit control on the effectiveness of credit risk management at the branches of the Bank for Agriculture and Rural Development in Hanoi, Vietnam through the assessment of credit employees. Three independent variables used include Credit control before procedures; Credit control in borrowing procedures and Credit control after procedures. Research results show that all three independent variables have positive influence to the dependent variable, Credit control before borrowing has the greatest impact on the effectiveness of credit risk management, then comes control variable after and finally controls while borrowing. Therefore, in this study, independent variables can be used to make credit decisions and improve the quality of human resources to improve the effectiveness of credit risk management at the branch.

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